Sep 4, 2020 | Retail Banking
Capital Adequacy Ratio (CAR) is the ratio of banks capital to risk-weighted assets (RWA). CAR helps ensure that banks have sufficient capital to absorb a reasonable amount of losses and safeguard...
Sep 2, 2020 | Credit Scoring, Data Science, Machine Learning, Retail Banking
There are many advanced analytics use cases in banking spaces. Advanced analytics is used in credit decisions, fraud detection, predictive analytics, marketing, etc. In this blog, we will see how...
Aug 15, 2020 | Credit Scoring, Data Science, Retail Banking
Definitions Credit Analysis is an evaluation of the creditworthiness of an individual or business or organization. Credit Risk Scorecards are mathematical models that attempt to quantify the...
Jul 30, 2020 | Credit Scoring, Data Science, Retail Banking
Credit Analysis is an evaluation of the creditworthiness of an individual or business or organization. The objective of the credit analysis is to gauge the ability & intent of the loan applicant...
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